Terms of Use

Last updated: October 2026.

By using ToolsLabOnline you agree to these terms.

Using the site

You may use the tools free of charge for personal or professional purposes. You may not use the site in a way that harms its operation, or copy its content in bulk or by automated means.

Results are estimates

The calculators provide estimates based on the values you enter and on general formulas. They do not account for every circumstance of your situation and may not reflect recent changes in laws or rates. They are not financial, tax, legal or medical advice.

No warranties

The site is provided “as is”. We work to keep the information accurate, but we do not guarantee that it is free of errors or that the service will be available without interruption.

Limitation of liability

To the extent permitted by law, the owner is not liable for any loss arising from use of the site or from decisions made on the basis of its results.

Advertising and links

The site may display ads and links to third-party websites whose content we do not control.

Changes

We may update these terms. Continued use of the site means you accept the current version.

Contact

Questions? Email us at rafa@rafaelverdugo.com.